For community banks
Insurance, embedded in your banking app.
Tracked COIs in the loan portfolio. Co-branded referrals to a real commercial brokerage. Bond requests at point of sale. All inside the banking app your loan officers already use — no new login, no new portal.
What ships
Three embeds. One install. No new login for your borrower.
Compliance dashboard
See every loan-tied policy across your commercial portfolio in one widget. Expiring coverages, missing requirements, and lapse alerts surfaced automatically — no more spreadsheet roundups.
- Real-time COI verification
- Coverage gaps flagged at the loan level
- Pluggable into Banno or EFX dashboards
Bond requests at POS
Loan officer needs a surety bond for a new SBA file? They click a button inside Banno or the Fiserv branch app. The borrower gets a co-branded form in their email — no broker callback required.
- SBA, performance, license & permit
- Co-branded with your bank logo
- Borrower-completed in under 10 minutes
Co-branded referral flow
When a borrower needs commercial insurance, the bank refers them to Delegance with one tap. We quote across 5+ carriers and the bank receives revenue share on every bound policy.
- Revenue share on every bound policy
- Lite / referral / full data-sharing tiers
- Bank-branded email + landing
How it works
From contract signed to first referral in 30 days.
Choose data tier
Lite (industry only), referral (name + email + industry), or full (all borrower data). Default fail-closed to lite — your compliance team controls every field.
Install via vendor marketplace
One-click OAuth install through Fiserv App Market or Jack Henry's Banno Plugin Framework. We provision the widget endpoints and embed session tokens.
Loan officers go live
Widgets appear inside the banking app the bank's commercial team already uses. No new login, no new browser tab, no Salesforce sync to break.
Revenue share quarterly
Co-branded referrals route to Delegance. We bind through 5+ carriers; the bank earns revenue share on every bound policy. Reported quarterly with full audit trail.
Security & data sharing
Built to your compliance team's spec — not retrofitted.
Every embed session is a short-lived signed token (15-minute TTL). Every borrower record is row-level-isolated. Data sharing tier is configured at install time and enforced server-side on every API call.
Audited annually. Report available under NDA.
Every borrower record scoped to your installation. Cross-tenant reads are physically impossible — enforced by Postgres RLS, not application code.
Widgets authenticate via 15-min signed tokens. No long-lived shared secrets travel between your app and ours.
Default fail-closed to Lite (industry only). Bank admin upgrades per-field via portal — no engineering ticket required.
Live integrations
Built on the rails community banks already run on.
Fiserv EFX and Jack Henry Banno integrations are live and production-tested. Reference customer logos available on a short call once we're both in NDA.
Want to see the widgets running inside your banking app?
30-minute call. Demo the compliance dashboard, the POS bond flow, and the co-branded referral pipeline against a sample loan portfolio. Walk away with a one-pager you can hand to your CIO.